Is Chattanooga or Tampa more affordable?
Chattanooga has a median rent of $1,100/month, while Tampa is $1,700/month. Chattanooga is more affordable for renters.
City comparison
Chattanooga, TN vs Tampa, FL
Side-by-side comparison of cost of living, taxes, climate, and quality of life between Chattanooga and Tampa.
2
Chattanooga wins
of 5 metrics
tracked
2
Tampa wins
TN
Chattanooga
vs
FL
Tampa
Overview
181,099
Population
400,753
$52,000
Median Income
+9.3%$56,842✓
Cost of Living
$1,100✓
Median Rent / mo
+54.5%$1,700
$280,000✓
Median Home Price
+33.9%$375,000
25%
Rent-to-Income %
36%
Taxes
None
State Income Tax
None
9.25%
Local Tax Rate
7.50%
Climate & Weather
68°F
Avg High Temp
81°F
48°F
Avg Low Temp
61°F
215 days
Sunny Days / Year
246 days✓
54"
Annual Rainfall
47"
Who should choose
Chattanooga, TN
Chattanooga is a city in Tennessee with a population of 181,099.
Read full Chattanooga guide →Who should choose
Tampa, FL
Tampa is a city in Florida with a population of 400,753.
Read full Tampa guide →Chattanooga vs Tampa — Common Questions
Which city has lower taxes — Chattanooga or Tampa?
Tennessee has no state income tax. Florida has no state income tax. Both have the same state income tax rate.
What is the weather difference between Chattanooga and Tampa?
Chattanooga gets 215 sunny days/year. Tampa gets 246 sunny days/year. Avg high in Chattanooga: 68°F. Avg high in Tampa: 81°F
Which city is better for families — Chattanooga or Tampa?
Chattanooga. Tampa. The right choice depends on your priorities — income, affordability, taxes, and climate all play a role.
More city comparisons
Data sourced from U.S. Census Bureau, Bureau of Labor Statistics, and NOAA. Green values indicate a better outcome for that metric.