Is Indianapolis or Louisville more affordable?
Indianapolis has a median rent of $1,000/month, while Louisville is $1,050/month. Indianapolis is more affordable for renters.
City comparison
Indianapolis, IN vs Louisville, KY
Side-by-side comparison of cost of living, taxes, climate, and quality of life between Indianapolis and Louisville.
3
Indianapolis wins
of 5 metrics
tracked
2
Louisville wins
IN
Indianapolis
vs
KY
Louisville
Overview
887,642
Population
633,045
$51,225
Median Income
+9.0%$55,834✓
Cost of Living
$1,000✓
Median Rent / mo
+5.0%$1,050
$225,000✓
Median Home Price
+4.4%$235,000
23%
Rent-to-Income %
23%
Taxes
3.15%✓
State Income Tax
4.00%
7.00%
Local Tax Rate
6.00%
Climate & Weather
62°F
Avg High Temp
65°F
42°F
Avg Low Temp
44°F
186 days
Sunny Days / Year
195 days✓
42"
Annual Rainfall
46"
Who should choose
Indianapolis, IN
Indianapolis is a city in Indiana with a population of 887,642.
Read full Indianapolis guide →Who should choose
Louisville, KY
Louisville is a city in Kentucky with a population of 633,045.
Read full Louisville guide →Indianapolis vs Louisville — Common Questions
Which city has lower taxes — Indianapolis or Louisville?
Indiana has a 3.15% state income tax. Kentucky has a 4.00% state income tax. Indianapolis wins on state income tax.
What is the weather difference between Indianapolis and Louisville?
Indianapolis gets 186 sunny days/year. Louisville gets 195 sunny days/year. Avg high in Indianapolis: 62°F. Avg high in Louisville: 65°F
Which city is better for families — Indianapolis or Louisville?
Indianapolis. Louisville. The right choice depends on your priorities — income, affordability, taxes, and climate all play a role.
More city comparisons
Data sourced from U.S. Census Bureau, Bureau of Labor Statistics, and NOAA. Green values indicate a better outcome for that metric.